Saving Money on Prescriptions

A great to save money on your medical cost is to ask your doctor to refill up to the maximum amount of supply allowed by your health insurance. For example many doctors will usually give you the standard 30 day supply (30 pills) most HMO and PPOs allow for up to a 100 day supply. Thus, by asking your doctor to write a 100 day supply versus a 30 day supply you save on two aspects:

• 1. Office visit copay is reduced by three times because the number of visits have been reduced to four times a year versus monthly visits.
• 2. Prescription copay is also reduced by the same amount.

Another important element is always ask your doctor to notate the prescription to allow for refills to save even more.  Remember, the doctor is there for not only your health but is servicing the most element in your life, your health – so take charge of your health and read your insurance policy carefully. For those who do not have health insurance, get a copy of the prescription and fill it online via one of the larger Canadian pharmacies.