This is the only approved goverment program that provides annual free credit reports to the 3 major credit agencies: experian, transunion, and equifax. I've just use the report to obtain my report to check on any unauthorized transactions. The reports are completely free, so don't get scammed and pay for your report. By checking your report you can save thousands on any loans you get. 

If you want your actual score there is $4.95 fee.